Insurance ‘Easy Like Sunday Morning’
When I talk with the amazing people in our community, most people understand the importance of insurance, but will also admit that they hate dealing with it. Falling into the same abysmal category every year with taxes and dealing with your in-laws around the...
Understanding Umbrella Policies
WHO NEEDS UMBRELLA INSURANCE? Umbrella insurance can benefit almost anyone. That is because accidents that result in high costs can happen to anyone. A personal umbrella policy can help prevent you from paying out of pocket for another person's medical or legal bills...
Understanding Deductibles
Deductibles in general reflect the dollar amount that you are willing to take on in any given loss aka your self-insurance amount. The higher the amount you are willing to take on/self-insure the lower your premiums will be. Each product type, home, auto, umbrella...
Saving Money on Insurance Without Reducing Coverage
Inflation is affecting…well, just about everything right now. Here are some useful tips on how you can SAVE BIG on your auto insurance and renters/homeowners insurance. – Shop around – Here at VantagePointe Risk Management, we can shop a platform of companies for you...
Get to know your insurance policies with Mike Fowle (Part 2 of 2)
Last week we had a chance to dive into auto insurance and some of my top tips for understanding your auto policies. This week we will take a closer look at homeowners insurance to not only make sure you have the proper coverages, but that you are maximizing your...
Get to know your insurance policies with Mike Fowle (Part 1 of 2)
As an industry expert since 2017, I can understand why many of my clients found insurance to be initially very confusing. From recent changes to the Michigan Auto Reform, to long contract language in your policies, insurance can seem daunting to individuals not...
Michigan No Fault Auto Reform
What is personal injury protection (PIP)? What are the new options for PIP Medical Benefits? What option is best for me? Do my minor children need to be listed on my policy? These are just some of the many questions that we get regarding the Michigan Auto Insurance...