Understanding Umbrella Policies

WHO NEEDS UMBRELLA INSURANCE? Umbrella insurance can benefit almost anyone. That is because accidents that result in high costs can happen to anyone. A personal umbrella policy can help prevent you from paying out of pocket for another person’s medical or legal...

Understanding Deductibles

Deductibles in general reflect the dollar amount that you are willing to take on in any given loss aka your self-insurance amount. The higher the amount you are willing to take on/self-insure the lower your premiums will be. Each product type, home, auto, umbrella...

Michigan No Fault Auto Reform

What is personal injury protection (PIP)? What are the new options for PIP Medical Benefits? What option is best for me? Do my minor children need to be listed on my policy? These are just some of the many questions that we get regarding the Michigan Auto Insurance...